Takes 3 minutes. A funding specialist will contact you within 1 business hour.
Business InfoApplicant InfoAgreement
✓ Application Submitted!
Thank you. A funding specialist will contact you within 24 hours to review your application
and discuss next steps.
Submitting your application...
Common Questions
How is an MCA different from a bank loan?+
A Merchant Cash Advance is not a loan. It's an advance against your future revenue. Repayment is a fixed percentage of your daily or weekly deposits, so payments flex with your cash flow. No fixed monthly payment, no collateral, and no lengthy approval process.
Will this affect my credit score?+
The initial eligibility check is a soft inquiry and does not impact your credit score. If you proceed to a full application, a hard pull may be required depending on the lender. Your funding specialist will walk you through this.
What documents do I need to apply?+
For the initial application, just your basic business info. To move toward approval, we'll typically need 3-6 months of business bank statements. No tax returns, no business plans, no lengthy paperwork upfront.
Can I apply with bad credit?+
Yes. Unlike banks, we evaluate your business based primarily on revenue and cash flow, not credit score. Business owners with scores as low as 500 have been approved. Consistent monthly deposits are what matter most.
How fast can I get funded?+
Most approvals happen within 2-4 hours. Once you accept an offer and sign the agreement, funds are typically deposited to your business bank account within 24 hours. In some cases, same-day funding is available.
Stop Waiting. Start Growing.
Your competition isn't waiting on a bank. Get the capital you need to move fast, hire faster, and scale bigger.